Capital Gains Analyzer
Transaction Details
Include fees & commissions
Tax Profile (For Estimation)
Total Profit / Loss
$0.00
0.00% Return
Est. Tax Liability
$0.00
At 0% Rate
Net After Tax
$0.00
Money in your pocket
Analysis
Holding Period
--
0 Days held
Tax Treatment
Enter details to see how this transaction is taxed.
Understanding Capital Gains
The IRS divides gains into two buckets based on how long you owned the asset:
- Short-Term: Held for 1 year or less. Taxed at your ordinary income tax rate (up to 37%).
- Long-Term: Held for more than 1 year. Taxed at preferential lower rates (0%, 15%, or 20%).
Your profit isn't just Sale Price minus Buy Price. Your Cost Basis includes the purchase price plus any commissions or fees paid. Similarly, subtract selling fees from your sale price to get your Net Proceeds.
If you sell for less than you bought, you have a capital loss. You can use losses to offset gains. If your losses exceed your gains, you can deduct up to $3,000 of the excess loss from your ordinary income per year.